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MS SB2014

Bill

Status

Failed

2/3/2015

Primary Sponsor

Josh Harkins

Click for details

Origin

Senate

2015 Regular Session

AI Summary

  • Amends Section 75-17-25 of Mississippi Code to exclude charges, fees, and premiums for voluntarily purchased credit life, health, or accident insurance from the definition of "finance charge"

  • Also excludes auto club membership fees charged by small loan licensees under Section 75-67-121 from being classified as finance charges

  • Applies to licensees under the Small Loan Regulatory Law (Section 75-67-101 et seq.) and Small Loan Privilege Tax Law (Section 75-67-201 et seq.)

  • Takes effect July 1, 2015

Legislative Description

Small loan licensees; charges/premiums for credit insurance and auto club memberships not considered finance charges.

Last Action

Died In Committee

2/3/2015

Committee Referrals

Business and Financial Institutions1/9/2015

Full Bill Text

No bill text available