MS SB2380

Allows insurance cards to be displayed as electronic images on cellular phones or other electronic devices as proof of auto liability insurance, in addition to paper format.

Insurance companies must furnish policyholders with insurance cards in either paper or electronic format at the insured's choice, with electronic formats including display on cellular phones or electronic devices.

Law enforcement officers may verify insurance coverage by checking for the insurance card in the vehicle or displayed electronically on a cellular phone or other device during traffic stops.

Failure to have or display an insurance card is a misdemeanor punishable by a $500 fine and one-year suspension of driving privileges, though the fine reduces to $100 if proof of insurance is provided at the hearing.

Law enforcement officers are prohibited from accessing any functions, features, or electronic images on a person's cellular phone or electronic device except for viewing the electronic insurance card image.