MS SB2687

Creates the Mississippi Direct Primary Care Act establishing a regulatory framework for direct primary care agreements between providers and patients or employers, excluding these arrangements from insurance regulation.

Direct primary care agreements are explicitly not considered insurance products and providers are not required to obtain insurance licenses or certificates of authority to offer these services.

Requires direct primary care agreements to be written contracts that specify the scope of services, periodic fees, duration, termination rights, and must prominently disclose that the agreement is not health insurance and may not satisfy Affordable Care Act requirements.

Prohibits direct primary care providers from declining or discontinuing care based solely on patient health status but allows termination for non-payment, fraud, non-adherence to treatment plans, abusive behavior, business closure, or breakdown in physician-patient relationship.

Amends Section 83-1-101 of the Mississippi Code to exempt direct primary care providers from State Insurance Department jurisdiction, effective July 1, 2015.