MS HB1163

Requires all health insurance policies and contracts issued or renewed on or after July 1, 2016 to provide coverage for persons affected by Chiari Malformation with no maximum benefit limits.

Prohibits insurers from charging individuals higher deductibles or coinsurance for Chiari Malformation treatment than those established for similar benefits, or from setting amounts that materially diminish the value of healthcare services.

Mandates reimbursement rates to healthcare providers for Chiari Malformation services equal to or greater than Medicare reimbursement rates under Title XVII of the Social Security Act.

Requires that if an insurer refers an individual to a nonparticipating healthcare provider, Chiari Malformation treatment shall be provided at no additional cost beyond what would be paid for services from a participating provider.