MS HB73

Creates the "Mississippi Patient Protection Act of 2016" requiring health insurers to not discriminate against providers located within the geographic coverage area who are willing to meet the insurer's terms and conditions for participation.

Prohibits health insurers from imposing monetary advantages or penalties (higher copayments, reduced reimbursement, preferential promotion) that would affect a beneficiary's choice among participating providers.

Defines "health care providers" to include 29 categories of licensed practitioners ranging from physicians and dentists to pharmacists, therapists, and home health providers, plus other practitioners determined by the Department of Insurance.

Allows the Commissioner of Insurance to enforce any willing provider laws and seek injunctions against violating health insurers; permits individuals adversely affected by violations to sue for injunctive relief in court.

Effective July 1, 2016; includes exemptions for health maintenance organizations setting nondiscriminatory terms, and for noninsurer provider networks contracted by self-insured employers.