MS SB2816

Requires transportation network company (TNC) drivers to maintain primary automobile insurance that covers them while logged onto a TNC digital network or providing prearranged rides

Mandates minimum liability coverage of $50,000/$100,000/$25,000 while drivers are logged on but not engaged in a ride, plus uninsured motorist coverage and $5,000 medical payments

Requires $1,000,000 in primary liability coverage for death, bodily injury, and property damage while drivers are engaged in a prearranged ride

Allows personal automobile insurers to exclude all coverage for losses occurring while a driver is logged onto a TNC network or providing prearranged rides

Requires TNCs to disclose insurance coverage details to drivers before they can accept ride requests and to provide accident investigation information upon request