MS HB899

Removes the option for insured individuals to reject uninsured motorist coverage for bodily injury by striking the language allowing written rejection of coverage.

Removes the option for insured individuals to reject uninsured motorist coverage for property damage by striking the language allowing written rejection of coverage.

Eliminates provisions allowing insurers to exclude uninsured motorist coverage from renewal policies when previously rejected by the named insured.

Makes uninsured motorist coverage mandatory in all automobile liability insurance policies issued or delivered after July 1, 2017, with minimum limits set by Mississippi Motor Vehicle Safety Responsibility Law.

Allows insureds to increase uninsured motorist limits above the minimum up to their policy's bodily injury or property damage liability limits, but eliminates the ability to opt out entirely.