MS SB2479

Reenacts the Public Safety Verification and Enforcement Act (Sections 63-16-1 through 63-16-15), which establishes an electronic motor vehicle insurance verification system operated by the Department of Public Safety in cooperation with the Commissioner of Insurance and Department of Revenue

Extends the repeal date of the Act from July 1, 2018 to July 1, 2022

Allows law enforcement officers to access the verification system during traffic stops or accident investigations to verify liability insurance coverage, with system responses superseding physical insurance cards

Establishes civil penalties for operating without required liability insurance: $300 for first violation, $400 for second violation, and $500 for third or subsequent violations, with driver's license suspension until insurance is obtained and penalties paid

Creates the "Uninsured Motorist Identification Fund" to collect penalties, with excess funds split between the Motor Vehicle Ad Valorem Tax Reduction Fund and the Mississippi Trauma Care Systems Fund