MS HB564

Require nursing home owners and operators to purchase and maintain minimum liability insurance coverage of $500,000 per facility covering each resident per occurrence of negligence.

Nursing home definition includes personal care homes, assisted living facilities, retirement homes, hospice care services, home health services, long-term care facilities, and similar facilities providing medical or custodial care to elderly, infirm, disabled or incapacitated persons.

Require nursing homes to provide proof of liability insurance to the State Department of Health before establishing, owning, or operating and disclose insurance coverage status to patients in writing using prominent, bold text in contracts and displayed conspicuously in the facility.

Require liability insurance applications to include affirmative evidence of ability to comply with insurance requirements and annual license renewals to demonstrate continued compliance with insurance coverage requirements.

Authorize the State Department of Health to suspend or revoke the license of any nursing home that violates these insurance requirements, effective July 1, 2018.