MS HB91

Amends the definition of "proof of financial responsibility" in Mississippi Code Section 63-15-3 to establish separate liability insurance minimums for commercial and noncommercial motor vehicles.

Noncommercial motor vehicles must maintain minimum liability coverage of $25,000 per person, $50,000 per accident for bodily injury or death, and $25,000 for property damage.

Commercial motor vehicles must maintain higher minimum liability coverage of $100,000 per person, $300,000 per accident for bodily injury or death, and $100,000 for property damage.

Liability insurance may include exclusions and limitations on coverage if the language or form has been filed with and approved by the Mississippi Commissioner of Insurance.

Effective date is July 1, 2018.