MS SB2668

Creates Section 81-5-64 of Mississippi Code establishing procedures for financial institutions to grant access to safe-deposit boxes after the lessee's death, 180 days after death.

Establishes priority order for access: first the personal representative named in the lessee's will (if estate not opened), then a successor (spouse, adult child, parent, or adult sibling in that order) without requiring estate administration.

Requires persons seeking access to provide proof of lessee's death, proof of identity, and an affidavit stating no personal representative has been appointed, the estate value does not exceed $50,000, and the applicant qualifies as a successor.

Allows access to remove contents only after 180-day waiting period, but permits early interim access to remove wills or burial instructions with full inventory and witnesses present; removed wills must be immediately delivered to the county chancery court clerk.

Protects financial institutions from liability when acting in reliance on the affidavit without knowledge of falsity, and prohibits institutions from inquiring into affidavit accuracy or participating in asset disposition; effective July 1, 2018.