MS HB542

Requires all health insurance policies, health maintenance organizations, and self-insured plans in Mississippi to cover FDA-approved contraceptive drugs, devices, and products without deductibles, copayments, or coinsurance, effective July 1, 2019.

Mandates coverage for emergency contraception available over-the-counter, prescription contraceptives (up to 3-month supply initially, then up to 12-month supplies), voluntary female sterilization procedures, and related patient education and follow-up services.

Exempts insurance purchased by churches or qualified church-controlled organizations from contraceptive coverage requirements upon employer request, with written notice to enrollees listing uncovered contraceptive methods.

Requires the State and School Employees Health Insurance Plan to provide the same contraceptive coverage as commercial insurers.

Extends contraceptive coverage requirements to Mississippi Medicaid through a new Section 43-13-117.3, covering the same services and methods at no cost to beneficiaries.