MS HB718

Eliminates the option for insured individuals to reject uninsured motorist coverage by striking provisions that previously allowed written rejection of coverage.

Requires all automobile liability insurance policies issued after July 1, 2019 to include mandatory uninsured motorist coverage for both bodily injury and property damage.

Uninsured motorist coverage limits must meet minimum requirements set by Mississippi Motor Vehicle Safety Responsibility Law, with option for insureds to increase limits up to their bodily injury or property damage liability limits.

Removes previous provisions allowing renewal, replacement, or transferred policies to exclude uninsured motorist coverage when prior policies had rejections.