MS HB1050

Mandates that all automobile liability insurance policies issued after January 1, 1967 must include uninsured motorist coverage for bodily injury with minimum limits matching the Mississippi Motor Vehicle Safety Responsibility Law.

Requires uninsured motorist coverage for property damage in all policies issued after January 1, 1980, with minimum limits set by the Mississippi Motor Vehicle Safety Responsibility Law and a possible $200 deductible.

Allows policyholders to increase uninsured motorist coverage limits up to the bodily injury or property damage liability limits in their own policy if they choose.

Eliminates the previous option for policyholders to reject uninsured motorist coverage in writing, making coverage mandatory rather than optional.

Takes effect July 1, 2020.