MS HB349

Creates the Mississippi First Responders Health and Safety Trust Fund to pay cancer-related benefits and insurance premiums for eligible first responders.

Amends cancer benefit provisions to allow payments from the new trust fund, including $35,000 lump-sum benefits for major cancers and $6,250 for lesser cancers, with monthly disability benefits up to $5,000 for non-volunteers or $1,500 for volunteer firefighters.

Transfers oversight of insurance coverage requirements and rule-making from the Attorney General to the Commissioner of Insurance, including claims filing, appeals, and prevention best practices.

Diverts 40% of nonadmitted insurance policy fees (3% of premiums) from the insurance association as follows: 60% to Rural Fire Truck Fund, 20% to State Fire Marshal's Office, 10% to First Responders Health and Safety Trust Fund, and 10% to Comprehensive Hurricane Damage Mitigation Program.

Deletes the July 1, 2022 sunset provision previously repealing Section 83-34-4, making the nonadmitted policy fee permanent.