MS SB2623

Extends the repeal date of the Public Safety Verification and Enforcement Act from July 1, 2022 to July 1, 2025

Reenacts the electronic motor vehicle insurance verification system that allows law enforcement to verify liability insurance coverage during traffic stops or accident investigations through a database maintained by the Department of Public Safety

System response supersedes physical insurance cards; officers may issue citations for lack of insurance even if driver presents a card, though officers have discretion during the first 60 days after new temporary insurance is issued

Operating without minimum required liability insurance is a misdemeanor punishable by $100 fine and 1-year license suspension until proof of insurance is provided and all fees are paid

Exempts vehicles with commercial auto coverage, fleet registrations, self-insured fleets, and vehicles with gross weight of 16,000 pounds or greater from the verification system requirements