MS HB643

Requires uninsured motorist coverage limits to automatically match bodily injury and property damage liability coverage limits for policies issued or delivered after July 1, 2022

Allows insured to select lower uninsured motorist coverage limits only through a written, signed request, but limits cannot fall below Mississippi Motor Vehicle Safety Responsibility Law minimums

Once an insured selects lower uninsured motorist limits in writing, those lower limits carry forward to renewal policies unless the insured requests higher coverage in writing

Requires insurers to inform applicants about benefits of uninsured motorist coverage on a Department of Insurance-approved form, with rejections requiring the named insured's signature (removes option for someone else to sign on their behalf)

New application requirements apply to renewal, reinstatement, or replacement transactions the same as new policies