MS HB644

Amends Section 83-11-101 of the Mississippi Code to mandate uninsured motorist coverage in all automobile liability insurance policies issued or delivered after the bill's passage.

Eliminates the written rejection option previously allowed under subsection (1) for bodily injury coverage and subsection (2) for property damage coverage, making uninsured motorist protection mandatory with no opt-out provision.

Maintains minimum coverage limits at those set forth in the Mississippi Motor Vehicle Safety Responsibility Law, with insured option to increase limits up to bodily injury or property damage liability limits in their policy.

Removes provisions allowing insurers to exclude uninsured motorist coverage from renewal, replacement, or transferred policies where the insured previously rejected coverage.

Takes effect immediately upon passage.