MS HB655

Protects lienholders, secured parties, and assignees named on vehicle insurance policies from losing their coverage due to intentional acts or omissions by the vehicle owner

Ensures that insurance coverage for the interest of a lienholder or other named party remains valid regardless of the insured owner's deliberate conduct

Applies to any vehicle insurance policy where a lienholder or secured party is listed as a payee or has an interest that "may appear"

Effective date: July 1, 2022