MS HB895

Nursing home owners and operators must purchase and maintain a minimum of $1,000,000 in liability insurance coverage per facility, covering each resident per occurrence of negligence.

Liability insurance coverage must include indemnity for the insured only, with defense costs excluded from the coverage amount.

Nursing home owners must provide written proof of liability insurance to the State Department of Health and disclose insurance status to patients in bold, conspicuous type in contracts and prominently displayed in facilities.

License applications for nursing homes must include affirmative evidence of compliance with liability insurance requirements, and annual license renewals must demonstrate ongoing compliance.

State Department of Health may suspend or revoke licenses of nursing homes that violate these insurance requirements, effective July 1, 2022.