MS SB2738

Expands the definition of "telemedicine" to include HIPAA-compliant telecommunication systems, remote patient monitoring services, and store-and-forward telemedicine services, requiring real-time audio-visual capability except for remote monitoring and store-and-forward services

Requires health insurance and employee benefit plans to reimburse out-of-network providers for telemedicine services under the same policies applicable to other out-of-network healthcare providers

Removes the provision allowing health plans to limit telemedicine coverage to providers within an approved telemedicine network

Prohibits health insurance plans from limiting telemedicine coverage to provider-to-provider consultations only, allowing direct patient-to-provider telemedicine consultations

Grants the Commissioner of Insurance authority to adopt rules determining when audio-only (non-visual) real-time interactions are medically appropriate, with the entire section set to repeal on July 1, 2025