MS HB282

Defines identity theft as the use of a person's personal identity information to obtain goods, money, or anything of value without authorization

Allows identity theft victims to send a certified letter to creditors requesting debt forgiveness and removal of the debt from credit reports

Permits victims to petition chancery court if creditors fail to forgive the debt and contact credit bureaus within 60 days of receiving the certified letter

Requires victim's petition to include sworn statements that the debt was not incurred or consented to, no knowledge of the debt existed, a police report was filed, and no financial benefit was received

Authorizes the court to issue an order requiring creditors to forgive the debt and allow victims to report the release to all credit bureaus