MS HB858

Requires nursing home owners and operators to purchase and maintain minimum liability insurance of $1,000,000 per facility, covering each resident per occurrence of negligence.

Applies to nursing homes, personal care homes, assisted living facilities, hospice care services, and other long-term care facilities providing medical, personal, or custodial care.

Mandates proof of liability insurance be provided to the State Department of Health before establishing or operating a nursing home, and requires written disclosure to patients in contracts and prominent facility display.

Requires nursing home license applications to include affirmative evidence of ability to comply with liability insurance requirements, and annual renewal reports must demonstrate ongoing compliance.

Establishes penalties for non-compliance, allowing the State Department of Health to suspend or revoke licenses of nursing homes that violate these provisions; effective July 1, 2024.