MS SB2089

Establishes a paid family and medical leave insurance program in Mississippi, effective January 1, 2027, providing up to 12 weeks of paid leave annually for covered individuals caring for newborns, family members with serious health conditions, their own serious health conditions, or military family qualifying exigencies.

Creates a Family and Medical Leave Insurance Fund financed by employee premiums set by the State Treasurer based on actuarial principles, beginning January 1, 2026, with benefits paying 90% of average weekly wage (minimum $30/week, maximum equal to state average weekly wage).

Requires the Department of Employment Security to administer the program, establish claim procedures, conduct public education campaigns, and make annual reports to the Legislature on participation, premiums, and fund balances.

Protects employees from employer retaliation or adverse employment action for taking leave, filing claims, or exercising rights under the act, with employers required to maintain healthcare benefits and restore employees to equivalent positions upon return from leave.

Allows self-employed individuals to voluntarily elect coverage for minimum 3-year initial periods and allows coordination with federal Family and Medical Leave Act (FMLA) and employer disability or family care leave policies.