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MS HB1427

Bill

Status

Failed

3/4/2025

Primary Sponsor

Shane Aguirre

Click for details

Origin

House of Representatives

2025 Regular Session

AI Summary

  • Increases the maximum outstanding principal balance for credit availability accounts from $2,500.00 to $3,250.00.

  • Requires the Department of Banking and Consumer Finance to issue an annual memo by July 1 each year adjusting the maximum outstanding principal balance based on the previous year's Consumer Price Index for All Urban Consumers (CPI-U), rounded upward to the nearest $10.00 increment.

  • Extends the repeal date of the Mississippi Credit Availability Act from July 1, 2026 to July 1, 2030.

  • Takes effect July 1, 2025.

Legislative Description

Mississippi Credit Availability Act; extend repealer and revise and create cap adjustment based on the CPI-U.

Last Action

Died In Committee

3/4/2025

Committee Referrals

Business and Financial Institutions2/17/2025
Banking and Financial Services1/20/2025

Full Bill Text

No bill text available