MS HB1527

Requires State Board of Education to incorporate financial literacy components within existing curriculum for Grades 6-8 beginning with 2026-2027 school year, applicable to all accredited public schools and charter schools.

Makes completion of one-half Carnegie Unit credit course in personal finance (or full course where half covers financial literacy) a high school graduation requirement for all public school students beginning with 2031 graduating class.

Establishes Financial Literacy Trust Fund in State Treasury, administered by State Board of Education, to support financial literacy education and authorized to receive private contributions, grants, settlement/penalty funds from state agencies, and appropriated funds.

Requires high school financial literacy curriculum to include instruction in decision making, earning income, saving and spending, use of credit, and budgeting; school boards must make best efforts to cover these topics in Grades 6-8.

Applies financial literacy graduation requirements to charter schools; requires State Board of Education to report annually to Legislature on fund activities and balances by December 31 of each year.