HB 1611 Summary

• Increases notice requirement for property and casualty insurance renewal, cancellation, or coverage reduction from 30 days to 45 days, effective July 1, 2026

• Applies 45-day notice requirement to automobile insurance cancellation, nonrenewal, and reduction in coverage for policies issued or renewed on or after July 1, 2026

• Applies 45-day notice requirement to workers' compensation insurance cancellation, nonrenewal, and reduction in coverage for policies issued or renewed on or after July 1, 2026

• Allows policyholders to continue coverage at existing premium rates for 45-day increments if insurers fail to provide required notices, continuing until proper notice is given

• Maintains current 30-day notice requirements through June 30, 2026 as transition period before new 45-day requirement takes effect