MS HB82

Requires licensed child care facilities to purchase and maintain liability insurance of at least $300,000 per occurrence and $500,000 in aggregate coverage.

Mandates child care facilities submit proof of liability insurance to the licensing agency annually.

Exempts tax-exempt child care facilities from the liability insurance requirement.

Establishes failure to purchase or maintain required liability insurance as grounds for the licensing agency to suspend, revoke, or restrict a facility's license.

Takes effect July 1, 2025.