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MS HB1117

Bill

Status

Enrolled

3/11/2026

Primary Sponsor

Henry Zuber

Click for details

Origin

House of Representatives

2026 Regular Session

AI Summary

  • Requires dental insurance carriers in Mississippi to calculate and file annual dental loss ratio (DLR) reports with the Commissioner of Insurance by June 30 each year, beginning in 2026
  • Dental loss ratio measures the percentage of premium dollars spent on patient care, calculated by dividing clinical dental service expenditures by total earned premium revenue (excluding taxes and regulatory fees)
  • Reports must include enrollee numbers, plan cost-sharing details, deductible amounts, annual coverage limits, and the number of enrollees who exceed those limits, organized by market and product type
  • Commissioner must publish all DLR reports in searchable format on the Department of Insurance website by December 1 annually and submit data reports to Senate and House Insurance Committees
  • Exempts Medicaid, Mississippi Children's Health Insurance Program, and other state-sponsored plans from these reporting requirements

Legislative Description

Creating Transparency and Accountability in Dental Services Act; create to require annual reporting.

Last Action

Due From Governor 03/18/26

3/12/2026

Committee Referrals

Insurance2/4/2026
Insurance1/19/2026

Full Bill Text

No bill text available