MS HB1645

Establishes the State-Managed Disaster Assistance Program administered by the Mississippi Emergency Management Agency (MEMA) to fund emergency preparedness, response, and recovery at the state level in anticipation of reduced federal FEMA support

Creates the State-Managed Disaster Assistance Trust Fund as a special fund in the State Treasury, with unexpended funds carrying over year to year rather than lapsing into the General Fund

Authorizes the MEMA director to allocate up to $20 million aggregate to state agencies for emergency response, damage assessments, and personnel training

Requires a Governor-declared state of emergency or executive order to invoke the program, with each declaration specifying the eligible area and type of assistance

Mandates local agencies declare a local emergency and hold the state harmless from damages to qualify for funding, with state contributions reduced by any insurance settlements received