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MS HB382

Bill

Status

Failed

2/3/2026

Primary Sponsor

Percy Watson

Click for details

Origin

House of Representatives

2026 Regular Session

AI Summary

  • Uninsured motorist coverage for bodily injury and property damage becomes mandatory in all automobile liability insurance policies issued in Mississippi
  • Eliminates the current option allowing insured persons to reject uninsured motorist coverage in writing
  • Removes provisions that allowed insurers to exclude uninsured motorist coverage from renewal, replacement, or transferred policies when previously rejected
  • Deletes the requirement for insurers to inform applicants about uninsured motorist benefits and obtain signed rejection forms
  • Coverage limits must meet Mississippi Motor Vehicle Safety Responsibility Law minimums, with options to increase up to the policy's liability limits

Legislative Description

Uninsured motorist coverage; provide that coverage is mandatory in every automobile liability insurance policy.

Last Action

Died In Committee

2/3/2026

Committee Referrals

Insurance1/12/2026

Full Bill Text

No bill text available