MS HB383

Uninsured motorist coverage limits must automatically match the insured's bodily injury and property damage liability coverage limits for policies issued or delivered after July 1, 2026

Policyholders may choose lower uninsured motorist coverage limits only by providing a written, signed selection, but cannot go below Mississippi's minimum required coverage limits

Once a policyholder signs for lower uninsured motorist limits, those reduced limits carry forward on renewals unless the policyholder requests higher coverage in writing

New applications submitted for renewals, reinstatements, or replacements trigger the automatic matching requirement again, treating the transaction like a new policy

The bill removes the ability for someone other than the named insured to sign the rejection form for uninsured motorist coverage