MS HB89

Creates the "Mississippi Fair Housing Act" declaring that obtaining housing without discrimination based on religion, race, color, national origin, sex, disability, or familial status is a civil right

Prohibits real estate brokers, salespersons, and parties to transactions from refusing to sell, rent, or negotiate, or from discriminating in terms and conditions based on protected characteristics

Bans discrimination in real estate financing and mortgage applications, including using application forms that indicate preferences based on protected classes

Exempts owner-occupied duplexes where the owner rents one unit, single-family homes where the owner rents rooms while residing there, and temporary rentals of up to 12 months by owners who previously lived in the property

Allows religious organizations to give preference to members of their religion when selling or renting dwellings for non-commercial purposes, unless that religion restricts membership based on race, color, sex, disability, familial status, or national origin

Authorizes victims of housing discrimination to file civil lawsuits for injunctive relief and damages, including reasonable attorney's fees, effective July 1, 2026