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MS SB2732

Bill

Status

Failed

3/3/2026

Primary Sponsor

Tyler McCaughn

Click for details

Origin

Senate

2026 Regular Session

AI Summary

  • Requires consumer reporting agencies in Mississippi to place free security freezes on children's credit reports when requested by the Bureau of Vital Statistics
  • Parents can authorize the Bureau of Vital Statistics to request a credit freeze for their child within 10 days of birth
  • Health care facilities must provide parents with an optional authorization form before discharging a newborn
  • Security freezes can only be removed following federal procedures under 15 USC § 1681c-1(i), or if placed due to material misrepresentation by the Bureau
  • Effective date: July 1, 2026

Legislative Description

Credit security freeze; create procedure for freeze of a child's consumer credit report within 10 days of the birth of the child.

Last Action

Died In Committee

3/3/2026

Committee Referrals

Business and Commerce2/12/2026
Business and Financial Institutions1/19/2026

Full Bill Text

No bill text available