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MS SB2736
Bill
AI Summary
- Uninsured drivers involved in motor vehicle accidents cannot recover the first $25,000 of bodily injury damages and the first $25,000 of property damage from at-fault parties
- Exceptions to the recovery limitation apply when the at-fault driver was convicted of DUI, intentionally caused the accident, fled the scene, or was committing a felony
- Passengers may still recover full damages unless they own the uninsured vehicle involved in the accident
- Insurers retain subrogation rights for claims exceeding the $25,000 thresholds for both bodily injury and property damage
- The limitation does not apply to legally parked vehicles at the time of the accident; effective July 1, 2026
Legislative Description
Compulsory motor vehicle liability security; limit civil recovery for failure to maintain.
Last Action
Died In Committee
2/3/2026
Committee Referrals
Judiciary, Division A1/19/2026
Full Bill Text
No bill text available