NC H639

Allows workers' compensation insurance cancellation notices to be delivered by electronic means or by any method permitted under North Carolina Rules of Civil Procedure, in addition to registered or certified mail.

Creates new statute (G.S. 58-2-255) permitting insurers to satisfy written communication requirements through electronic means, including email, electronic accounts, and electronic networks, provided the party consents to electronic delivery.

Allows insurers to maintain records required under insurance laws in electronic form rather than requiring physical documents, and permits electronic signatures to satisfy signature requirements.

Establishes that electronic delivery of insurance communications is equivalent to traditional delivery methods (mail, certified mail, in-person, etc.) and that verification of electronic delivery constitutes proof of mailing in civil and administrative proceedings.

Clarifies that oral communications recorded and reliably stored by insurers satisfy writing and signature requirements under insurance law.