H784 Summary

• Extends worthless check remedies and penalties to apply when a previously paid check is presented again for payment, subjecting the drawer to civil liability for the check amount plus three times damages (capped at $500, minimum $100).

• Expands criminal statute G.S. 14-107 to make it unlawful to draw or present a check knowing it was previously presented and honored for payment, with penalties ranging from Class 2 misdemeanor to Class I felony depending on amount and prior convictions.

• Establishes a comprehensive list of acceptable bank stamping/marking terms for dishonored checks as evidence, including "insufficient funds," "NSF," "account closed," "duplicate presentment," "forgery," and 11 other specified terms.

• Allows dishonored checks or their images to be submitted as evidence in civil proceedings under G.S. 6-21.3 if marked with any of the listed dishonor reason terms.

• Becomes effective December 1, 2013, applying to offenses committed on or after that date.