NC H815

Creates new unlawful employment practice prohibiting employers from refusing to hire, firing, or discriminating against individuals based on credit history or credit report unless the information directly relates to a bona fide occupational qualification.

Restricts credit history inquiries to only occur after a prospective employee receives a conditional offer of employment, which may be withdrawn based on credit-related information.

Exempts employers expressly permitted or required by state or federal law to inquire into credit history and financial institutions whose deposits are insured by a federal agency.

Adds G.S. 95-28.1B to the list of statutes covered under retaliation protections, preventing employers from retaliating against employees who report violations.

Effective date: July 1, 2013, applies to employers, employees, and prospective employees on and after that date.