NC H870

Clarifies that manufactured homes are treated as vehicles under North Carolina law, except in specific statutory contexts related to titling and security interests.

Establishes automatic expiration of security interests on manufactured home titles: 30 years from issuance for standard interests, or earlier of 90 days after maturity date or 15 years plus 180 days for interests with stated maturity dates.

Creates a renewal process allowing secured parties to renew security interests on manufactured home titles before expiration by submitting an application to the Division of Motor Vehicles with required documentation.

Modifies the release process for security interests on manufactured homes to allow owners to proceed through affidavits when they cannot locate the secured creditor or receive no response within 30 days, with Division notice requirements and appeals period.

Excludes the purchase price of manufactured homes from the $30,000 threshold that triggers lien agent requirements for building permits when improvements are limited to purchase, transportation, and setup of a titled manufactured home.