NC S414

Requires transportation network companies (TNCs) to disclose insurance coverage limits to drivers, notification that personal auto policies won't cover TNC activities, and that personal policies won't provide collision or comprehensive coverage while logged into the platform.

Mandates TNCs and drivers maintain transportation network company insurance with $1,000,000 coverage for death, personal injury, and property damage while actively transporting passengers, and at least $50,000/$100,000/$30,000 coverage while logged on but not carrying passengers.

Requires TNCs to notify drivers' personal auto insurers of TNC participation and prohibits personal auto insurance from covering TNC activities unless expressly provided for in the policy with separate premium charged.

Establishes that TNC insurance is primary and not dependent on personal auto insurance first denying claims, and requires TNCs to provide coverage from the first dollar if a driver's insurance lapses.

Effective July 1, 2015; prohibits TNCs from disclosing passenger personally identifiable information without consent, except as required by law or to the Attorney General for complaint investigations.