NC H431

Adds definitions for "evaluation" and "Interagency Guidelines" to North Carolina real estate appraisal law to align with federal requirements for evaluations performed for federally regulated financial institutions.

Allows licensed or certified appraisers to perform evaluations in accordance with Interagency Appraisal and Evaluation Guidelines without having to comply with Standards 1 and 2 of the Uniform Standards of Professional Appraisal Practice.

Requires evaluation reports to include a disclaimer stating the evaluation is not a full appraisal and is intended only for federally regulated financial institutions.

Revises terminology throughout the statute to replace "person" with "individual" to clarify that only natural persons can hold appraisal credentials.

Updates definition formatting for all appraisal-related terms in G.S. 93E-1-4 for consistency and clarity.