NC S340

Authorizes wage garnishment to enforce judgments in cases involving unfair or deceptive acts or practices under North Carolina law (G.S. 75-1.1) when violations were knowingly and willfully committed.

Requires judgment creditors to send certified notice to judgment debtors and wait 10 days before filing a garnishment motion if the debtor fails to pay or arrange payment.

Limits garnishment to the lesser of 15% of monthly disposable earnings or the amount exceeding 50 times the federal minimum wage multiplied by the number of weeks in the pay period.

Establishes garnishment order priorities, with non-section garnishments (including child support and government garnishments) taking precedence over section-based garnishments, which are satisfied in order of service.

Becomes effective October 1, 2021, and applies to civil actions filed on or after that date.