NC H20

Requires retail businesses and health care providers that accept in-person payments at physical locations to accept cash during hours when an owner, operator, or employee is present.

Prohibits businesses from charging cash-paying customers a higher price than customers using other payment methods.

Exempts vending machines, delivery/curbside pickup, self-checkout devices, vehicle washes, hotels requiring deposits, professional and interscholastic athletic venues, rental car companies, and other specified situations from the cash acceptance requirement.

Allows businesses to provide no-fee cash-to-prepaid card conversion devices with a maximum $1.00 deposit, non-expiring funds, and free redemption of unused balances.

Establishes civil penalties of up to $500 per violation, not exceeding $500 per calendar month or $2,000 per calendar year, with penalty waived if compliance achieved within 30 days; becomes effective October 1, 2023.