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NC H209

Bill

Status

Introduced

2/27/2023

Primary Sponsor

Chris Humphrey

Click for details

Origin

House of Representatives

2023-2024 Session

AI Summary

  • Prohibits retail businesses, state agencies, local governments, restaurants, and landlords operating in North Carolina from imposing extra charges for credit card or debit card payments

  • Allows businesses to offer discounts for cash payments as an alternative to charging fees for card payments

  • Authorizes the Secretary of Commerce to assess civil penalties of up to $2,500 for first violations and $5,000 for subsequent violations against violators, excluding state agencies and local governments

  • Directs civil penalty proceeds to the Civil Penalty and Forfeiture Fund

  • Effective October 1, 2023, applying to all payments made on or after that date

Legislative Description

Consumer Credit Card Protection Act

Commerce; Consumer Credit; Consumer Protection; Fees; Financial Services; Information Technology; Internet; Public; Electronic G

Last Action

Ref to the Com on Banking, if favorable, Rules, Calendar, and Operations of the House

2/28/2023

Committee Referrals

Banking2/28/2023

Full Bill Text

No bill text available