NC H315

Prohibits third-party litigation financing in North Carolina civil proceedings, making it unlawful to provide money for lawsuit fees, costs, or expenses in exchange for returns contingent on case outcomes

Exempts contingency fee arrangements, attorney cost advances, insurance indemnification, nonprofit legal services, direct loans with non-contingent repayment, family member support, and personal expense assistance from the litigation investment ban

Authorizes Attorney General enforcement with civil penalties up to $50,000 per violation; allows injured parties to recover treble damages plus attorney fees, and renders violating contracts void

Increases minimum weekly workers' compensation for total disability from $30 to $50, effective July 1, 2026, with automatic annual adjustments tied to Consumer Price Index changes

Raises workers' compensation caps for disfigurement and organ injuries in phases: facial/head disfigurement increases from $20,000 to $56,000 by July 2028; bodily disfigurement from $10,000 to $28,000; organ loss from $20,000 to $56,000, with CPI adjustments beginning July 2029