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NC H38
Bill
Status
Engrossed
4/29/2025
Primary Sponsor
Reece Pyrtle
Click for details
AI Summary
- Prohibits payment card networks (like Visa, Mastercard) from using merchant category codes that identify firearms dealers or track firearm/ammunition purchases at North Carolina gun stores
- Bans payment card networks from knowingly maintaining records of North Carolina residents who own firearms
- Prohibits discrimination against firearms merchants based on the assignment or non-assignment of a firearms-specific merchant code
- Authorizes the Attorney General to investigate violations and assess civil penalties up to $5,000 per violation
- Creates a private right of action allowing affected merchants and consumers to sue for $10,000 in statutory damages per violation, plus injunctive relief and attorneys' fees, with a 3-year statute of limitations
- Effective date: October 1, 2025
Legislative Description
Second Amendment Financial Privacy Act
Public
Last Action
Ref To Com On Rules and Operations of the Senate
4/30/2025
Committee Referrals
Rules and Operations of the Senate4/30/2025
Rules, Calendar, and Operations of the House4/15/2025
Judiciary I2/25/2025
Commerce and Economic Development2/5/2025
Full Bill Text
No bill text available