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NC H535

Bill

Status

Engrossed

5/7/2025

Primary Sponsor

Neal Jackson

Click for details

Origin

House of Representatives

2025-2026 Session

AI Summary

  • Creates a Class H felony for presenting a deed or real property transfer for recording while knowing it is false or contains materially fraudulent statements, effective December 1, 2025

  • Requires registers of deeds to verify government-issued photo ID from individuals who are not "trusted submitters" (attorneys, title insurance companies, or financial institutions) before recording property instruments, effective October 1, 2025

  • Establishes an expedited civil court procedure allowing property owners to file pro se actions to challenge fraudulent instruments, with ex parte hearings scheduled within 72 hours and courts authorized to award attorneys' fees, impose up to $10,000 civil penalties, and order ejectment

  • Directs the Legislative Research Commission to study feasibility of a statewide fraud detection alert system with automatic enrollment and report findings to the 2026 legislative session

  • Mandates that all deeds include source of title information and requires county tax collector certification confirming the listed owner and delinquent tax status before recording, effective October 1, 2025

Legislative Description

Title Fraud Prevention Act

Public

Last Action

Ref To Com On Rules and Operations of the Senate

5/7/2025

Committee Referrals

Rules and Operations of the Senate5/7/2025
Rules, Calendar, and Operations of the House5/6/2025
Judiciary II4/10/2025
Housing and Development3/27/2025

Full Bill Text

No bill text available