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NC H535
Bill
Status
5/7/2025
Primary Sponsor
Neal Jackson
Click for details
AI Summary
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Creates a Class H felony for presenting a deed or real property transfer for recording while knowing it is false or contains materially fraudulent statements, effective December 1, 2025
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Requires registers of deeds to verify government-issued photo ID from individuals who are not "trusted submitters" (attorneys, title insurance companies, or financial institutions) before recording property instruments, effective October 1, 2025
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Establishes an expedited civil court procedure allowing property owners to file pro se actions to challenge fraudulent instruments, with ex parte hearings scheduled within 72 hours and courts authorized to award attorneys' fees, impose up to $10,000 civil penalties, and order ejectment
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Directs the Legislative Research Commission to study feasibility of a statewide fraud detection alert system with automatic enrollment and report findings to the 2026 legislative session
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Mandates that all deeds include source of title information and requires county tax collector certification confirming the listed owner and delinquent tax status before recording, effective October 1, 2025
Legislative Description
Title Fraud Prevention Act
Public
Last Action
Ref To Com On Rules and Operations of the Senate
5/7/2025