NC H663

Prohibits insurers from discriminating against living organ donors in health, life, disability, and long-term care insurance policies, including refusing coverage, limiting benefits, or charging higher rates based solely on donor status

Creates a state income tax credit of up to $5,000 for unreimbursed live organ donation expenses, including lost wages, transportation, lodging, and meals, with unused credits carrying forward for five years

Grants state employees up to 30 days of paid leave for living organ donation and up to 7 days for bone marrow donation, in addition to existing leave benefits

Requires 12 months of continuous state employment to qualify for donation leave; part-time employees receive prorated leave amounts

Applies to all state employees, public school employees, and community college employees, with annual reporting on program usage beginning April 1, 2026