NC H737

Eliminates mandatory pre-licensing training course requirements for insurance producer licensure in North Carolina, effective October 1, 2025, while maintaining examination requirements

Caps insurance referral fees paid to unlicensed individuals at $50 for personal lines insurance business, with violations punishable by fines up to $2,000 per occurrence

Implements NAIC-required group capital calculation and liquidity stress test requirements for insurance holding company systems to maintain Department of Insurance accreditation, effective January 1, 2026

Requires drivers subject to inexperienced operator premium surcharges to maintain continuous liability coverage, with Division of Motor Vehicles authorized to suspend licenses for violations, effective July 1, 2026

Prohibits landlords from requiring tenants to obtain renters insurance from designated carriers and limits administrative fees to $50 per year when landlords must obtain coverage due to tenant non-compliance