NC H81

Insurance institutions and agents must notify applicants/policyholders how vehicle telematics data will be used and obtain written consent before collecting, receiving, selling, sharing, or using such data

Applicants and policyholders may revoke consent at any time, and insurers must provide reasonable means to communicate revocation and effectuate it within 24 hours

Vehicle telematics is defined as driving habit data obtained through tracking devices, applications, or software installed in motor vehicles or mobile devices that transmit via wireless networks

Violations constitute both an unfair trade practice under insurance regulations and an unfair and deceptive trade practice under general consumer protection law (G.S. 75-1.1)

Effective October 1, 2025, applying to insurance contracts issued, renewed, or amended on or after that date